Life experiences have taught me that I can achieve anything I set my mind to. I have had success, among other things large debts paid off, and run several marathons. Achieving any difficult goal in life requires two important qualities; patience and perseverance.
Let’s start by defining what exactly they are:
Definition: The ability or willingness to suppress restlessness or annoyance when delayed.
Patience is a state of mind. A person who shows patience is not discouraged by obstacles. The time required and the difficulty associated with achieving a goal are seen as necessary and possibly even trivial compared to the reward.
Definition: Sticking to a goal, idea, or task despite obstacles or discouragement.
Persistence is a hallmark of action. A persistent person will do the necessary work required to achieve a goal, even if it is difficult or if the end goal seems far away and unattainable. Perseverance will push one to continue with the belief that the finish line will eventually be reached.
Patience and persistence in paying off debts
I showed patience and perseverance in paying off $10,000 in debt last year. At first the task seemed daunting and the goal very different. Gradually it became clear that I would not reach my goal of paying off the debt by the end of the year. Instead of becoming discouraged and giving up, I remained patient, knowing that I would eventually reach my goal, even if it took longer than I originally expected. I have allocated money for my debt every month. Even when unexpected expenses came up, I continued to pay what I could each month, knowing that I had to continue paying off the debt.
Patience and persistence in achieving financial freedom
Now that my eyes are firmly focused on the future, I am once again using patience and perseverance to work toward financial freedom after retirement. Retirement seems far away, and it may not seem like our investments are growing very quickly. But we must remain patient, knowing that we are doing the right things to achieve our goals. My wife and I have a budget and we have an extra amount that we want to contribute each month to the future. Our son will be heading off to college in the fall and other costs will crop up along the way. But we must be persistent in making the contribution we can every month.
The key to achieving any major goal in life is acquiring the right skills that can be applied to any situation. With a patient attitude and persistent action, you can achieve all your financial goals.
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